Author Archives: Penny For Your Thoughts

First time mum navigating the cost of living crisis as our monthly bills set to increase by around £400 a month with mortgage interest rates, energy bills and childcare costs. Follow me as I try and find little ways to make my money work harder without having a huge disposable income or savings. Disclaimers I’m very fortunate to own our house (with mortgage), have family to help with childcare and a partner with both of us full time employed in stable jobs with good flexible/hybrid working policies. I am not endorsed by or affiliated with any of the companies discussed in this blog but I may earn small amounts of discounts/rewards through people signing up via my referral links. If I ever go onto earn any money through this blog/writing 50% will be donated to Crisis UK

Top Cash Back

Probably the most obvious and long standing affiliate reward platform, although I can’t believe how many purchases i’ve made online without checking this site first! Which is the main downside, as unlike airtime rewards where you just link all your cards, you have to remember to visit the site your shopping via topcashback.

Remember to shop around before you purchase still, as some websites may have a better price or offer on than the % cashback offered.

I pay a £5 annual fee at the time of writing which can be deducted from your rewards.

I can earn £25 in rewards (once your cashback balance reaches £10) when people join through my referral link, so sign up and make referrals too…

https://www.topcashback.co.uk/ref/lwhitman9

If you have friends or family who aren’t interested in joining TopCashback, they can still help you earn cashback. Send them a special link to a topcashback merchant and, once they shop through that link, any earned cashback will go to your account.

See website for full terms and conditions

Easy money off your phone bill

This is by far my favourite of all the rewards/affiliate platforms…

Airtime Rewards

https://www.airtimerewards.co.uk/

My Referral Code is…

DR6FRLA9

I would earn 50p in rewards when you join and we both get an additional £1 if you spend with an affiliated retailer within 7 days.

Essentially you can earn money off your phone bill when you spend with their affiliated retailers. The best part is that you can just link all your cards so you don’t have to remember to shop via the site.

I’ve been a member since November 2020 and have earned over £50 in rewards to redeem against my mobile phone bills. All info is as of writing this post (08.08.22).

You can redeem up to £10 per month, and I tend to save it and redeem on months where i’m a bit short on cash.

Participating retailers (at time of writing) include: Boots, Greggs, Wilko, Argos, New Look, Halfords, Papa John’s and many more.

Affiliated mobile networks: Vodafone, O2, EE, giffgaff, three mobile.

Sign up, add your debit cards, and see your rewards balance rise as you go about your usual spending.

I like this platform as it doesn’t necessarily encourage additional spending outside of your normal shopping unless you opt in for their bonus challenges etc. so please spend within your means and don’t use as a reason to make additional purchases.

Please see website for more information and full terms and conditions.

Thanks for reading,

L x